HOUSE SELLING journey-we are here to help you navigate it!

• Choose an Estate Agent
• Choose a Lawyer: Ask them to prepare a comprehensive sales pack. You will need to provide details (when relevant) of:
  • Planning permissions
  • Listed building consents
  • Rights of way & footpaths
  • Restrictive covenants
  • Development or road scheme proposals
  • Septic tank compliance
  • And many other legal aspects
• Complete Forms Early. It’s a good idea to complete the Property Information Form (TA6) and Fixtures & Fittings Form (TA10) for your lawyer as soon as possible.

• Marketing: The agent will prepare marketing materials, including:
  • Photos
  • Floorplans
  • EPC (+ land plan for acreage)
  • Brochure and online listings
• Prepare Your Property: Ensure it is clean, tidy, and well-presented for viewings.
• Agree a Launch Date.
• Answer Buyer Questions: Be prepared to provide information about the property and the area.

• Receiving Offers: Expect to negotiate offers and counter-offers via the agent.
• Accepting an Offer: Once agreed, accept the offer in writing.
• Align Timings Early:
  • The process can take longer than expected.
  • If you need, for example, three months between exchange and completion, state this upfront.
• Surveys & Repairs:
  • The buyer will likely have a survey conducted.
  • Address any critical repairs before listing the property to avoid delays.

• Memorandum of Sale: Once a sale is agreed, the estate agent circulates this document outlining key terms.
• Sales Pack: Your solicitor sends a pack to the buyer's solicitor, including title deeds and other documents.
• Buyer's Enquiries: Be ready to answer legal and practical questions from the buyer’s solicitor.
• Exchange of Contracts: Once the buyer’s solicitor is satisfied, contracts are exchanged—making the sale legally binding.
• Completion: On the agreed date:
  • Ownership transfers to the buyer.
  • You receive the sale proceeds.
• Organize Your Move: Arrange removals and notify relevant parties of your new address.

• Royal Mail – Set up a mail redirection.
• HMRC – For tax, National Insurance
• DWP – If you receive a state pension 
• DVLA – Update your driving licence, vehicle registration and car i
• Your local council – For Council Tax, voting register, and parking permits.
• NHS – Update your GP, dentist, and any hospital appointments.
• TV Licensing – Update your licence address.
• Banks & building societies
• Credit card companies
• Loan or mortgage providers
• Pension providers
• Investment accounts
• Premium Bonds / NS&I
• PayPal or other payment services
• Gas and electricity suppliers
• Water supplier
• Broadband and landline provider
• Mobile phone provider
• Streaming services (Netflix, Spotify, etc.)
• Home insurance provider (and update your policy)
• TV/broadband packages 
• Milk or newspaper deliveries
• GP and dentist
• Optician
• Veterinarian (if you have pets)
• Private healthcare providers
• Any subscriptions (magazines, gym, etc.)
• Your employer / HR department
• Schools, colleges, or universities
• Professional bodies 
• Friends and family
• Online shopping accounts (Amazon, eBay, etc.)
• Loyalty cards and reward schemes
• Charities you support
• Clubs, societies, or memberships

 For illustrative purposes only and will of course vary with different service providers, market and tax changes.

Estate Agent Fees
Typical rate: 1%–2% + VAT
Cost: £15,000–£30,000 + VAT (£18,000–£36,000 total)

Conveyancing (Legal Fees)
Cost: £3,000–£6,000 (plus VAT and disbursements)

EPC (Energy Performance Certificate)
Cost: £60–£150

Total to Sell:
Approximately £22,000–£44,000+

(More if you opt for premium services)

Stamp Duty Land Tax (SDLT)
Assuming you're not a first-time buyer-Total SDLT: £25,000
(Use the HMRC calculator for precise figures.)

Conveyancing (Legal Fees)
Cost: £2,000–£4000 (plus VAT and disbursements)

Survey
Homebuyer’s Report: £600–£850
Full structural survey: £850–£1,500

Mortgage Fees (if applicable)
Arrangement fee: £0–£2,000
Valuation fee: £200–£800
(Some lenders waive these)

Removal Costs
Cost: £5,000–£10,000+ (depending on volume and distance)

Total to Buy:
Approximately £34,000–£41,000+
(More if you opt for premium services)

Approximately £56,000–£85,000+
This excludes any renovation, redecorating, or new furniture costs.